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Terms of Use
zenzytravel Terms of Use:
Created On: Jully 5, 2018
Welcome to the "https://zenzytravel.blogspot.com" website (“Site”) operated by zenzytravel, website. By visiting and using this Site you will be accepting these Terms of Use ("TOU"). The TOU governs your access to and use of the Site and any of the Services we provide through the Site (together the “Services”). Please read them carefully and if you disagree with the TOU in any way, then do not use this Site or any of the Services. zenzytravel reserves the right to post changes to the TOU on this Site at any time. If we make any material changes to this TOU, we will post the updated TOU here, along with its effective date, and notify you by email or by means of a notice on our Site. If any TOU changes are not acceptable, you must stop your use of this Site. In these TOU, "zenzytravel" and "we" refer to zenzytravel, website, and "User" or "you" refer to each visitor to this Site.
If you subscribe to any Services offered through this Site, you may also be subject to additional terms and conditions ("Terms of Service" or "TOS") applicable to such Services, which will be brought to your attention at that time.
1-Sites and Services:
We do not guarantee that access to or use of this Site or any Services will be uninterrupted or error-free, and zenzytravel shall not be liable for any feature not being accessible or for any unavailability of its Site and Services. The Site and its features may be expanded, limited or modified at any time by zenzytravel to meet the needs of its Users, or for technical or other reasons, without advance notice or reason. We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any or all of the Site or Services, without notice. To access some of the content or features of the Site or its Services, Users may need to enhance or update the hardware or software in their computer systems. zenzytravel assumes no responsibility for any failure to access the Site or any Services, partially or fully, whether due to the User's system, the Internet network or any other cause.
2-Minors:
We do not provide information or services to minors, and if you are under 18, and at least 13 years of age, you may only use this Site and/or the Services with the active involvement of a parent, guardian or other supervising adults. You may not use this Site if you are under 13 years of age.
3-No Individual Investment Advice:
This Site does not provide individual or customized legal, tax, accounting, or investment services. Since each individuals situation is unique, a qualified professional should be consulted before making financial decisions.
4-Message Web Site Content Limitations:
We make no guarantees as to the accuracy, thoroughness or quality of the information on this Site or through the Services, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This information may be provide by third parties and zenzytravel shall not be responsible or liable for any errors, omissions or inaccuracies in the Site content. The information and investment, accounting, or legal strategies provided at this Site are neither comprehensive nor appropriate for every individual. Some of the information is relevant only in Canada or the U.S., and may not be relevant to or compliant with the laws, regulations or other legal requirements of other countries. It is your responsibility to determine whether, how and to what extent your intended use of the information and Services will be technically and legally possible in the areas of the world where you intend to use them. You are advised to verify any information before using it for any personal, financial, accounting, legal, or business purpose. In addition, the opinions and views expressed in any article on this Site are solely those of the author(s) of the article and do not reflect the opinions of zenzytravel or its management. The Site content and services may be modified at any time by us, without advance notice or reason, and zenzytravel shall have no obligation to notify you of any corrections or changes to any Site content.
5-License to Use Site Content:
We grant you a limited personal use license to access, display, download, format and print portions of this Site content solely for your own personal non-commercial use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website or as part of any educational, training or reference materials. You may not frame or utilize framing techniques to enclose any content on this Site.
Please note that, if you purchase any Courses (as defined herein) through the zenzytravel Academy that purchase is subject to specific license rights provided for in the zenzytravel Academy section of this TOU (below).
6-Third Party Content:
Any testimonials, opinions, advice, product or service offers, or other information or content made available on or through this Site by third parties (“Third Party Content”) are solely those of their respective providers and not of zenzytravel which does not guarantee the accuracy, completeness, reliability or usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and zenzytravel shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third Party Content.
7-Content Posted by Users:
To the extent we enable you to, and you choose to post or share any content or materials, including, without limitation, through the AI Service (e.g. questions) or through the zenzytravel Academy Service (e.g., quizzes, homework, projects, etc.) (“User Content”) you will be:
(a) granting zenzytravel a fully transferable, sub-licensable (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify, transfer, distribute and create derivative works from the User Content and to associate your public profile information (if any) with such User Content, in any media formats and through any channels (whether now known or hereafter developed) and waiving any moral rights in favor of zenzytravel with respect to such use of the User Content;
(b) granting zenzytravel a perpetual, worldwide, royalty-free, fully paid-up, non-exclusive license to allow your materials to be edited and displayed by zenzytravel on its Site, and accessed by Users, for the purposes and on the terms as set out in these TOU;
(c) agreeing to indemnify and hold harmless zenzytravel and its Users from any claim or demand made by any third party due to or arising out of your User Content;
(d) representing that you own or otherwise have the right to post the User Content, that the User Content is accurate, that use of the User Content on the Site does not violate any laws, and that the materials will not cause injury to any person, including without limitation to the intellectual property, personal or privacy rights of others. zenzytravel shall have the right to use your name in connection with your posted User Content. zenzytravel reserves the right to remove or modify any User Content for any reason, including without limitation, if we believe it violates these TOU.
If you choose to post any User Content and interact with other users, if applicable, please be respectful of other users and use common sense when posting comments. Remember that anything you post online may be perpetually available and is not confidential or private. Do not post anything you would not be comfortable sharing or being made public.
8- zenzytravel Widgets:
zenzytravel may, in its sole discretion, provide certain widgets subject to this TOU (the “Widgets”).
By accessing and using any Widget (including copying any Widget HTML code), you agree to be bound by the following:
You may only display the Widget(s) on a website you own and operate;
You may not modify any Widget including without limitation that you may not change any code, obscure or disable any element of any Widget, tag links to zenzytravel with a “no follow” attribute or similar mechanism;
You agree not to make any representations or warranties (express or implied) about zenzytravel or the Site;
You may not suggest or imply any affiliation with, sponsorship, or endorsement by zenzytravel;
You may not place the Widget on any site that contains any content that is in any way unlawful, harmful, obscene, harassing, or racially, ethnically, or otherwise objectionable. Additionally, you may not place the Widget on any site that infringes any zenzytravel intellectual property or other rights, or violates any applicable law;
zenzytravel grants you a non-transferable, non-exclusive, revocable right to download/display the Widget solely in accordance with the terms of TOU (ii) solely in connection with the Widget, to use our logos, trademarks, trade names and other intellectual property contained in the Widget. This TOU does not grant you any right in any zenzytravel code, content, logos or trademarks beyond the limited permission to display the Widget granted herein.
zenzytravel reserves the right at any time to terminate or modify your permission to display the Widget. The Widgets are subject to change from time to time in our sole discretion. We may cease to return content from the Widget at any time in our sole discretion.
9-Advisor Insights – for Users:
zenzytravel may offer certain services, including, for example, zenzytravel's Advisor Insights service (the “AI Service”), which allow users to engage in one or another manner with a network of third-party experts and advisors (including by submitting proposed questions to be posed to financial planning and personal finance professionals). Your use of and reliance on such services, if any, is entirely at your own risk, and you are solely responsible for complying with this TOU at all times. Your submissions (including any public profile information associated with such submission) and any associated responses from our advisor network, all of which materials constitute Third Party Content under this TOU, may be displayed in publicly viewable forums. Submission of a question does not guarantee a response will be provided. Please note that we also enable you to follow individual advisors by clicking on the “follow” button on an advisor’s zenzytravel profile page and providing your email address. If you choose to follow any advisor, you agree to receive weekly recaps of the advisors content via an email newsletter. You may unsubscribe from receiving an advisor newsletter at any time by clicking the opt-out link in any email communication from us and/or by accessing the “Manage Subscriptions” page on our Site. Please also see our “Communications” section below for more information on how we may communicate with you regarding the AI Service and other services we offer.
10-Advisor Insights – for Advisors;
Participation in the AI Service as an advisor involves a vetting and approval process. Acceptance into the AI Service is at zenzytravel’s sole discretion and may be based on such factors as licenses/registrations, designations, assets under management, SEC/FINRA or IIROC disclosures, applicable state/provincial/territorial regulator information, federal/state/provincial/territorial agencies in connection with tax and/or accounting licensing boards and/or agencies, and other considerations deemed relevant by zenzytravel in its sole discretion. By applying to the AI Service, you are representing and warranting to the accuracy and completeness of all information provided to zenzytravel during and after the application process.
If accepted into the AI Service, you agree to promptly notify zenzytravel if any information previously provided becomes incorrect or otherwise obsolete. Participation in the AI Service requires, at a minimum, that you maintain your status as a registered financial advisor. You shall be solely responsible for ensuring ongoing compliance with all registration requirements and any obligations imposed by applicable regulators and/or your employer. Should you lose your status as a registered financial advisor, or if there has been any other material change to your profile or the information submitted as part of the application process (including if you become subject to any legal or regulatory action, proceeding or sanctions), you agree to immediately cease participating in the AI Service, and to promptly notify zenzytravel so that your profile may be suspended or removed.
By applying for and/or participating in the AI Service, you acknowledge that the purpose of the AI Service is to be a source of general information and education for zenzytravel’s users at large and, accordingly, while answers you publish through the AI Service may include analysis of different options and considerations given the facts indicated by the questioners, answers may not include a recommendation that the questioner take a specific course of action. Specifically,
For financial advisors, your answers must not (i) recommend or promote specific securities, funds, or other investments, (ii) advertise or promote your specific qualifications, experience, or past performance, or (iii) directly solicit zenzytravel users as clients.
Your participation in the AI Service is specifically to allow you to provide answers to questions posed through the AI Service. zenzytravel does not answer AI Service questions itself, nor does it provide tax, investment, financial, tax, accounting, or legal services. zenzytravel is under no obligation to review, edit or verify the usefulness, reliability, completeness or accuracy of any answers you publish through the AI Service, and zenzytravel expressly disclaims any and all liability in connection with your answers or other submissions through the AI Service, for which you shall be solely liable.zenzytravel does, however, reserve its right to remove any answer or other content from the AI Service or the zenzytravel website generally, in its sole discretion, and with or without advance notice. By publishing an answer to an AI Service question, you are attesting to such answer’s veracity, completeness and accurateness, as well as having all necessary rights to publish such answer. By submitting an answer you additionally grant zenzytravel a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to format or appearance but not substance, transfer and distribute such content (with or without your associated public profile information), in any media formats and through any channels (whether now known or hereafter developed). In addition, by submitting an answer, you waive all moral rights in such content in favor of zenzytravel. You agree to not post the identical answer on any website other than your own personal or professional website, and social media platforms.
In addition to participating in the AI Service by providing answers to users’ questions, you will also have the opportunity to contribute other content for inclusion on our website, including without limitation, articles. All such additional submissions are at our discretion and are subject to this TOU. By submitting any such content, you grant zenzytravel a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to format or appearance but not substance, transfer and distribute such content (with or without your associated public profile information), in any media formats and through any channels (whether now known or hereafter developed). In addition, by submitting such content, you waive all moral rights in such content in favour of zenzytravel. You agree to not post the identical content on any competing website.
You agree to indemnify and hold zenzytravel harmless from and against any claims arising out of or related to your participation in the AI Service, including those alleging that any answer or other content you submit to or publish through the AI Service, or your participation in the AI Service, violates any law or regulation or infringes or otherwise violates any intellectual property or other proprietary rights of any person or entity.
You are not entitled to or eligible for any compensation or benefits with respect to your participation in the AI Service.
Your participation in the AI Service is solely in your discretion.
You are, and at all times shall be, an independent contractor, and nothing in this TOU is intended or should be construed to create a partnership, joint or co-venture, franchise, agency or employer-employee relationship between zenzytravel and you. You will take no position with respect to or on any tax return or application for benefits, or in any proceeding directly or indirectly involving zenzytravel that is inconsistent with your being an independent contractor (and not an employee) of zenzytravel. You are not the agent of zenzytravel and you are not authorized, and must not represent to any third party that you are authorized to make any commitment, assume any obligation, undertake any liability or otherwise act on behalf of zenzytravel. This TOU, and our relationship, is a commercial, arm’s-length relationship and does not create any special or fiduciary relationship. In your capacity as an independent contractor, you agree that you: (i) determine, in your sole discretion and judgement, the time, mode, manner, method and means used by you in your participation in the AI Service; (ii) have the right to control how such participation is to be performed; (iii) may accept or choose not to participate in the AI Service; and (iv) are free to accept work from persons, firms and other third parties other than zenzytravel.
If, notwithstanding the foregoing, you are reclassified as an employee of zenzytravel, or any affiliate of zenzytravel, by the U.S. Internal Revenue Service, the U.S. Department of Labor, the Canada Revenue Agency or any other federal, state/provincial/territorial or foreign agency as the result of any administrative or judicial proceeding, you agree that you will not, as the result of such reclassification, be entitled to or eligible for, on either a prospective or retrospective basis, any compensation or employee benefits under any plans or programs established or maintained by zenzytravel.
11-Webinars:
In the event that zenzytravel makes general education and/or continuing education webinars available to financial advisors or others (each a “Webinar” and together “Webinars”), the below applies in addition to the rest of the terms of this TOU. You understand and agree to receive communications from zenzytravel and/or providers of these Webinars, including as set forth in the “Communications” section of this TOU. zenzytravel reserves the right at any time and for any reason and without notice to you, to change, modify, suspend, or cancel access to and/or any and all of the Webinars and/or services related to the Webinars, in whole or part.
Continuing Education. zenzytravel may offer continuing education Webinars that are Certified Financial Planner Board of Standards Inc. (“CFP Board”) and/or Investments & Wealth Institute® (“IWI”) approved. zenzytravel will identify which Webinars are approved for such credit on the landing page(s) for each Webinar. You understand and agree that zenzytravel may be required to share information regarding your participation in and/or completion of such certified program to the CFP Board and/or IWI in order for you to be eligible for and/or receive continuing education credits.
General Education. zenzytravel may offer Webinars that are for general education and are not approved for any credit by any professional or state/provincial/territorial board or organization or by any educational institution.
For Informational Purposes Only. Each Webinar and any content or materials provided in connection with any Webinar is for informational purposes only. Information may not be applicable for each state/province/territory and/or jurisdiction. zenzytravel cannot guarantee that any information provided in a Webinar will be accurate, complete, and/or current at all times. We make no representations or warranties regarding the quality of the Webinar content, related materials, or any instructor.
All Webinar content is owned by or licensed to zenzytravel and/or its licensed content providers, and all such rights are reserved. You may not reproduce, upload, transmit, distribute, publicly display, sell, publish, copy, or otherwise use the Webinar, and/or any content or materials provided in connection with any Webinar for any commercial purpose without zenzytravel’s express written consent.
The appearance of any instructor in any Webinar is not and shall not be deemed an endorsement or recommendation of that instructor by zenzytravel and the views expressed in any Webinar are those of the instructor and not zenzytravel.
General. zenzytravel offers online information courses, workshops, classes and other educational programs relating to the world of finance to you for a fee (“Course(s)”) through its zenzytravel Academy services. For clarity, the zenzytravel Academy is included as part of the Services offered by zenzytravel. zenzytravel may also offer you the ability to engage in communication with fellow users taking the Courses. This TOU, including this section specifically on zenzytravel Academy, govern your purchase, use and/or access to any Course. zenzytravel uses third party services to provide the platform for the Courses as well as for payment processing and those third parties may have access to your information for the purposes of providing the Course Services. Please note that we may communicate with you as set forth in the “Communications” section of this TOU in connection with the provision of the zenzytravel Academy and/or other zenzytravel services.
Informational Purposes Only. These Courses are offered for information purposes only. Neither zenzytravel, nor any person providing instruction in any Course, is providing you legal, accounting, investment or financial advice. You are solely responsible for confirming the accuracy and appropriateness of the information for your own uses with your tax, finance, or legal advisor. zenzytravel's provision of any Course or the appearance of any specific person instructing any Course is not a recommendation by zenzytravel of that Course, the content contained therein or the person providing instruction. We do not employ any instructors and are not responsible or liable to you for any interactions between you and any instructor or any other user of the Services. We make no representations or warranties as to the quality of any Course or instructor.
No Academic Credit. zenzytravel is not an accredited educational institution. Your participation in, or completion of, any Course does not confer any academic credit. Nothing in this TOU or otherwise through the Services or on our Site enrols you in any educational institution or in any course offered by any such institution.
Payment. Each Course is offered for certain price as listed on the Course landing page. All fees are in U.S. dollars. You represent and warrant that you are authorized to use any and all payment forms you use to purchase a Course. You agree to pay for all zenzytravel products and services that you purchase, and agree that we may charge your selected payment method through our third party payment processor for any such payments. If your payment method fails, we may collect fees owed or use other collection methods. We may also suspend or terminate your access to our Services.
We use a secure third party payment processor for the Online Course offering. This payment processor accepts payment methods as detailed on the payment page. Information that you supply to our payment processors is not stored by us or within our control and is subject to the third-party payment processor’s privacy policy and terms and conditions. To the extent allowed for under applicable law, we disclaim all liability with regard to any problems you have with any third party payment processors.
funds. For individually purchased Courses, zenzytravel will provide a full refund in limited circumstances where the user has viewed less than 50% of the applicable Course, and such request for refund occurs within 30 days of the purchase date. For Courses purchased as part of a bundle, zenzytravel will provide a full refund in limited circumstances where the user has viewed less than 50% of all content in the bundle and such request for refund occurs within 30 days of the purchase date. In order to request a refund, the user must contact zenzytravel.
Taxes. If you elect to access or use Services that involve payment of a fee, then you agree to pay that fee and all taxes associated with such access or use, including, if applicable, any sales tax zenzytravel believes in good faith that it is required to collect zenzytravel may collect taxes (e.g., sales tax or VAT) on any transaction where it reasonably believes that tax collection is required. Where zenzytravel believes in good faith that VAT collection is required for any Course, VAT will be calculated and added once your billing information is provided. You will indemnify and hold zenzytravel harmless against any and all claims by any tax authority for any underpayment of VAT, and any penalties and/or interest thereon. zenzytravel is unable to provide you with tax advice and you should consult your own tax advisor.
Course Ownership. We and our licenses own all right, title and interest in and to the Course(s) and related materials. We and/or third-party licensors either own or have all necessary rights in and to the content contained in any Course (e.g., lectures, video lessons, quizzes, presentation materials, assignments, images, text, displays, documents, audio and/or video clips, HTML, etc.). The foregoing includes any and all copyrights, trademarks, or other proprietary rights under applicable law. Nothing contained in this TOU or in any Course conveys to you any ownership or other proprietary right except as otherwise set forth herein.
Any zenzytravel logos and/or trademarks that appear in any Course are our property and may not be used without our express written consent. All other trademarks, service marks and logos used in connection with any Course, with or without attribution, are the trademarks, services, or logos of their respective owners and may not be used without their express written consent.
Your Use of the Courses. Subject to your compliance with this TOU and any other guidelines or policies we include through the Services, zenzytravel grants you a limited, non-transferable, non-sublicensable, non-exclusive, revocable license to make non-commercial, personal use of the Courses you purchase. Purchase of a Course only entitles you to the view the Course, and is not a purchase of the software or content included in the Course. Except as set forth below, zenzytravel reserves the right to terminate your access to the Site at any time for any reason or no reason at all, with or without notice to you. Unless you have, as determined in our sole discretion, violated this TOU, such termination will not terminate your right to view any Courses you have already purchased. You may not transfer your account to any other person or use anyone else’s account. Except as otherwise expressly permitted in this TOU, you are prohibited from and may not copy, sell, re-sell, display, reproduce, publish, modify, creative derivative works from, transfer, distribute, or commercially exploit the Courses and/or any related materials; and zenzytravel reserves the right to pursue legal action against you in connection with any unauthorized use of the Courses, the related materials, or your violation of this TOU, whether at law or equity.
Subject to your satisfactory completion of a Course, as determined by zenzytravel in its sole discretion, zenzytravel may provide you with a certificate of accomplishment upon conclusion of the applicable Course. You acknowledge that any such certificate merely indicates completion of a Course and is not affiliated with any college, university, company, or another certifying institution, and does not stand in the place of a course taken at any academic institution and does not convey academic credit or certification for any such academic institution and neither zenzytravel nor any instructor has any obligation to you to assist you in obtaining any such credit or certification.
Indemnification. You agree to indemnify and hold zenzytravel harmless from and against any claims arising out of or related to your use of the zenzytravel Academy Service, including without limitation, for your violation of any law or regulation or if your use infringes or otherwise violates any intellectual property or other proprietary rights of zenzytravel or any person or entity.
12-Incentives, Rewards, Discounts and Other Promotional Offers:
zenzytravel may offer incentives, offers, promotions, discounts, sweepstakes, or contests in connection with its Services. In the case of sweepstakes or contests, you will be provided separate terms and conditions that must be agreed to in order to be eligible for participation in any sweepstakes and/or contests. In connection with any incentives, rewards, or similar programs (For example, but not limited to, the Advisor Insights incentives program for financial advisor users and discount codes for zenzytravel Academy), any such program is issued at zenzytravel’s sole discretion and cannot be transferred, bartered or sold or used for a purchase where payment is made using payment information (e.g., a credit card number or Pay Pal account). Any such incentives and/or programs are not a payment instrument; they are issued without any exchange of money or value from you and you have no vested property right or interest in the incentives. zenzytravel reserves the right to cancel or revoke any incentives or programs, or your participation therein, for any reason or no reason whatsoever, including, without limitation, if it determines in its sole discretion that you have violated these terms, the terms specific to any rewards, incentive, or other program, or the rest of this TOU. zenzytravel reserves the right in its sole discretion at any time and without prior notice to you, to add to, remove or otherwise change the terms applicable to the issuance and use of any incentive, offers, promotions or other similar program.
zenzytravel may, at its sole discretion, offer discounts to zenzytravel Academy courses. Such discounts are not applicable toward past purchases and cannot be combined with any other offers or promotions. Discounts apply toward the purchase price of an zenzytravel Academy course, only, and cannot be applied toward taxes or other fees. Discounts offered by zenzytravel have no cash value, and are nontransferable. No cash/credit back. Each discount code may only be used once, and only one discount code may be used per purchase. zenzytravel reserves the right to modify or discontinue accepting any discount code or other discount at any time without notice. Void where prohibited by law. In the event of any violation of this TOU or other terms of any discount offered by zenzytravel, zenzytravel shall be entitled to suspend and/or revoke access to your zenzytravel Academy account.
11-Exam Preparation Materials:
In the event that zenzytravel makes available study guides and other exam preparation information, including study guides and/or links to such materials on third-party sites (collectively the “Exam Prep”), the below applies in addition to the rest of the terms of these TOU. You understand and agree to receive communications from zenzytravel, including as set forth in the “Communications” section of this TOU. zenzytravel reserves the right at any time and for any reason and without notice to you, to change, modify, suspend, or cancel access to and/or any and all of the Exam Prep material.
All Exam Prep material and information available on zenzytravel or third party sites linked-to through zenzytravel are for informational purposes only. Exam content review, methods of study, tips and sample questions are only recommendations, and use of this material does not guarantee to pass any exam. While zenzytravel has made reasonable efforts to provide current and accurate information,zenzytravel will not be held liable for any unintentional errors or omissions that may be found. zenzytravel is not affiliated, approved, or endorsed by FINRA, the NFA, NAASA, the CFA Institute, CMT Association, GARP, IIROC or the IRA.
12-Prohibited Conduct:
The following activities are strictly prohibited:
- Posting unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation (“Spamming”);
- Postings for any unlawful or fraudulent purpose (including links);
- Posting of personal information (for yourself or anyone else);
- Posting materials containing viruses or other malicious or destructive code;
- Posting of offensives content including profanity, obscenity, racist or pornographic material;
- Engaging in any activities that are defamatory, violate the personal privacy rights of others, or infringe any person's rights, including but not limited to, collecting and distributing information about Internet users without their permission, except as permitted by applicable law;
- Posting any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, hateful, degrading to others on the basis of gender, race, class, ethnicity, national origin, religion, sexual preference, disability or other classification or otherwise objectionable in any way;
- Copying, modifying, creating a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code of the Site or Services;
- Removing or obscuring the copyright notice or other notices displayed in connection with the content accessible through the Site or Services;
- Interfering with or disrupting the Site functionalities, Services, or servers and networks connected to Site, or disobeying any requirements, procedures, policies, or regulations of networks connected directly or indirectly to the Site;
- Modifying the Site or Services in any manner or form, or using modified versions of the Site or Services, including (without limitation) for the purpose of obtaining unauthorized access to the Site or Services;
- Reproducing, printing, caching, storing, or distributing content retrieved from the Site or Services in any way not authorized by this TOU or for any commercial use without the prior written permission of zenzytravel;
- Selling, assigning, sub licensing, or otherwise transferring any right in the Services or content accessible through the Site;
- Accessing the Site or Services by any means other than through the interface that is provided by zenzytravel;
- Using the Site or Services to violate any law (whether local, state/provincial/territorial, national, or international), whether or not intentionally;
- Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with any person or entity;
- Manipulating identifiers in order to disguise the origin of any question, answer or comment you post on the Site;
- Engaging in "screen scraping," "database scraping,"; and/or
- Facilitating violations of this TOU or the Privacy Policy.
13-Privacy:
This Site may collect personal information from some Users. Please review our Privacy Policy to understand what information we collect and store, how that information is used, how we may share that information, and your rights in connection with your personal information. The Privacy Policy is incorporated by reference and made a part of this TOU.
14-Communications:
When you visit our Site, use any of our Services, or send us an email, you expressly indicate your consent to electronically receive any and all communications, notices, and our disclosures that we may provide in connection with your use of the Site and/or Services, including, without limitation, e-mail, in-app, and in-website chat communications. All agreements, notices and communications that we provide to you by email will satisfy all legal requirements that they be in writing and delivered to you. zenzytravel will have the right to disclose any email sent by a User, or any objectionable material, to comply with legal process or to protect the rights or property of zenzytravel, its customers, suppliers and Users. Any such notices may also include emails with promotional, marketing, and advertising information and recommendations that we believe may be of interest to you, in accordance with applicable law. Consistent with federal CAN-SPAM or anti-spam laws, if you do not wish to receive commercial emails, you may unsubscribe following the instructions on any email, excepting that we may still send you administrative and transactional notices, including, without limitation, information about your Account, confirmation of your registration for Courses, information about your progress, or other services that may be necessary to provide you with any one of the Services.
15-Proprietary Rights:
The zenzytravel Site and its content are protected by copyright, trademark and other proprietary laws. See our Copyright Notice.
16-Subscription Services:
Although zenzytravel offers services in many parts of the world, certain zenzytravel services may not be available in or suitable for certain countries or locales. We reserve the right to discontinue or to make changes to, our Site and any of our Services at any time without advance notice.
13-DISCLAIMER OF WARRANTIES:
THE SITE AND SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. NO CONTENT ON OUR SITE IS INTENDED TO CONSTITUTE PROFESSIONAL ADVICE, WHETHER MEDICAL, FINANCIAL, LEGAL OR OTHERWISE. YOUR USE OF THE SITE, THE WIDGETS AND SERVICES IS AT YOUR SOLE RISK. THE SITE, THE WIDGETS AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. zenzytravel MAKES NO REPRESENTATION OR WARRANTY THAT THE SITE, THE WIDGETS OR SERVICES WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, SECURE, CURRENT OR ERROR-FREE, OR THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, THE WIDGETS, AND SERVICES WILL BE ACCURATE, TIMELY, USEFUL OR RELIABLE. TO THE GREATEST EXTENT PERMITTED BY LAW, zenzytravel DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, WITH RESPECT TO THE USE OF THE WIDGETS THE SITE, AND ITS SERVICES, OR THE ACCURACY, COMPLETENESS, TIMELINESS OR CORRECTNESS OF ITS CONTENT, IN ANY WAY AND FOR ANY PURPOSE.
14-EXCLUSION OF CONSEQUENTIAL DAMAGES:
IN NO EVENT WILL zenzytravel BE LIABLE FOR ANY INCIDENTAL, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE WIDGETS THIS WEBSITE OR ANY OF ITS SERVICES OR CONTENT, OR LOSS OF DATA, EVEN IF zenzytravel HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, PRODUCT LIABILITY, STRICT LIABILITY OR OTHERWISE.
15-EXCLUSION OF LIMITATIONS AND DISCLAIMERS:
BECAUSE SOME JURISDICTIONS, SUCH AS NEW JERSEY, RESTRICT OR DO NOT ALLOW THE DISCLAIMER OF WARRANTIES, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS zenzytravel's LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
16-General:
This TOU and any applicable TOS constitute the entire agreement between each User and zenzytravel governing the User's access to and use of the Site and its Services and supersede all prior agreements regarding its subject matter. The TOU shall be governed by the laws of the State of New York without giving effect to any principles of conflicts of laws. Each User hereby attorns and agrees to the non-exclusive jurisdiction of the courts of the New York, New York.
The failure by a User or zenzytravel to exercise any right or to enforce any provision of this TOU shall not constitute a waiver of such right or provision. If any provision of this TOU is found by a court of competent jurisdiction to be invalid or unenforceable, the court shall give effect to the intentions reflected in the provision to the degree possible, and the other provisions of this TOU will remain in full force and effect.
The parties have agreed that this contract and all related documents be drafted in English.
to contact:
zenzytravel
zenzycompany@gmail.com
zenzytravel Terms of Use:
Created On: Jully 5, 2018
Welcome to the "https://zenzytravel.blogspot.com" website (“Site”) operated by zenzytravel, website. By visiting and using this Site you will be accepting these Terms of Use ("TOU"). The TOU governs your access to and use of the Site and any of the Services we provide through the Site (together the “Services”). Please read them carefully and if you disagree with the TOU in any way, then do not use this Site or any of the Services. zenzytravel reserves the right to post changes to the TOU on this Site at any time. If we make any material changes to this TOU, we will post the updated TOU here, along with its effective date, and notify you by email or by means of a notice on our Site. If any TOU changes are not acceptable, you must stop your use of this Site. In these TOU, "zenzytravel" and "we" refer to zenzytravel, website, and "User" or "you" refer to each visitor to this Site.
If you subscribe to any Services offered through this Site, you may also be subject to additional terms and conditions ("Terms of Service" or "TOS") applicable to such Services, which will be brought to your attention at that time.
1-Sites and Services:
We do not guarantee that access to or use of this Site or any Services will be uninterrupted or error-free, and zenzytravel shall not be liable for any feature not being accessible or for any unavailability of its Site and Services. The Site and its features may be expanded, limited or modified at any time by zenzytravel to meet the needs of its Users, or for technical or other reasons, without advance notice or reason. We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any or all of the Site or Services, without notice. To access some of the content or features of the Site or its Services, Users may need to enhance or update the hardware or software in their computer systems. zenzytravel assumes no responsibility for any failure to access the Site or any Services, partially or fully, whether due to the User's system, the Internet network or any other cause.
2-Minors:
We do not provide information or services to minors, and if you are under 18, and at least 13 years of age, you may only use this Site and/or the Services with the active involvement of a parent, guardian or other supervising adults. You may not use this Site if you are under 13 years of age.
3-No Individual Investment Advice:
This Site does not provide individual or customized legal, tax, accounting, or investment services. Since each individuals situation is unique, a qualified professional should be consulted before making financial decisions.
4-Message Web Site Content Limitations:
We make no guarantees as to the accuracy, thoroughness or quality of the information on this Site or through the Services, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This information may be provide by third parties and zenzytravel shall not be responsible or liable for any errors, omissions or inaccuracies in the Site content. The information and investment, accounting, or legal strategies provided at this Site are neither comprehensive nor appropriate for every individual. Some of the information is relevant only in Canada or the U.S., and may not be relevant to or compliant with the laws, regulations or other legal requirements of other countries. It is your responsibility to determine whether, how and to what extent your intended use of the information and Services will be technically and legally possible in the areas of the world where you intend to use them. You are advised to verify any information before using it for any personal, financial, accounting, legal, or business purpose. In addition, the opinions and views expressed in any article on this Site are solely those of the author(s) of the article and do not reflect the opinions of zenzytravel or its management. The Site content and services may be modified at any time by us, without advance notice or reason, and zenzytravel shall have no obligation to notify you of any corrections or changes to any Site content.
5-License to Use Site Content:
We grant you a limited personal use license to access, display, download, format and print portions of this Site content solely for your own personal non-commercial use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website or as part of any educational, training or reference materials. You may not frame or utilize framing techniques to enclose any content on this Site.
Please note that, if you purchase any Courses (as defined herein) through the zenzytravel Academy that purchase is subject to specific license rights provided for in the zenzytravel Academy section of this TOU (below).
6-Third Party Content:
Any testimonials, opinions, advice, product or service offers, or other information or content made available on or through this Site by third parties (“Third Party Content”) are solely those of their respective providers and not of zenzytravel which does not guarantee the accuracy, completeness, reliability or usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and zenzytravel shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third Party Content.
7-Content Posted by Users:
To the extent we enable you to, and you choose to post or share any content or materials, including, without limitation, through the AI Service (e.g. questions) or through the zenzytravel Academy Service (e.g., quizzes, homework, projects, etc.) (“User Content”) you will be:
(a) granting zenzytravel a fully transferable, sub-licensable (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify, transfer, distribute and create derivative works from the User Content and to associate your public profile information (if any) with such User Content, in any media formats and through any channels (whether now known or hereafter developed) and waiving any moral rights in favor of zenzytravel with respect to such use of the User Content;
(b) granting zenzytravel a perpetual, worldwide, royalty-free, fully paid-up, non-exclusive license to allow your materials to be edited and displayed by zenzytravel on its Site, and accessed by Users, for the purposes and on the terms as set out in these TOU;
(c) agreeing to indemnify and hold harmless zenzytravel and its Users from any claim or demand made by any third party due to or arising out of your User Content;
(d) representing that you own or otherwise have the right to post the User Content, that the User Content is accurate, that use of the User Content on the Site does not violate any laws, and that the materials will not cause injury to any person, including without limitation to the intellectual property, personal or privacy rights of others. zenzytravel shall have the right to use your name in connection with your posted User Content. zenzytravel reserves the right to remove or modify any User Content for any reason, including without limitation, if we believe it violates these TOU.
If you choose to post any User Content and interact with other users, if applicable, please be respectful of other users and use common sense when posting comments. Remember that anything you post online may be perpetually available and is not confidential or private. Do not post anything you would not be comfortable sharing or being made public.
8- zenzytravel Widgets:
zenzytravel may, in its sole discretion, provide certain widgets subject to this TOU (the “Widgets”).
By accessing and using any Widget (including copying any Widget HTML code), you agree to be bound by the following:
You may only display the Widget(s) on a website you own and operate;
You may not modify any Widget including without limitation that you may not change any code, obscure or disable any element of any Widget, tag links to zenzytravel with a “no follow” attribute or similar mechanism;
You agree not to make any representations or warranties (express or implied) about zenzytravel or the Site;
You may not suggest or imply any affiliation with, sponsorship, or endorsement by zenzytravel;
You may not place the Widget on any site that contains any content that is in any way unlawful, harmful, obscene, harassing, or racially, ethnically, or otherwise objectionable. Additionally, you may not place the Widget on any site that infringes any zenzytravel intellectual property or other rights, or violates any applicable law;
zenzytravel grants you a non-transferable, non-exclusive, revocable right to download/display the Widget solely in accordance with the terms of TOU (ii) solely in connection with the Widget, to use our logos, trademarks, trade names and other intellectual property contained in the Widget. This TOU does not grant you any right in any zenzytravel code, content, logos or trademarks beyond the limited permission to display the Widget granted herein.
zenzytravel reserves the right at any time to terminate or modify your permission to display the Widget. The Widgets are subject to change from time to time in our sole discretion. We may cease to return content from the Widget at any time in our sole discretion.
9-Advisor Insights – for Users:
zenzytravel may offer certain services, including, for example, zenzytravel's Advisor Insights service (the “AI Service”), which allow users to engage in one or another manner with a network of third-party experts and advisors (including by submitting proposed questions to be posed to financial planning and personal finance professionals). Your use of and reliance on such services, if any, is entirely at your own risk, and you are solely responsible for complying with this TOU at all times. Your submissions (including any public profile information associated with such submission) and any associated responses from our advisor network, all of which materials constitute Third Party Content under this TOU, may be displayed in publicly viewable forums. Submission of a question does not guarantee a response will be provided. Please note that we also enable you to follow individual advisors by clicking on the “follow” button on an advisor’s zenzytravel profile page and providing your email address. If you choose to follow any advisor, you agree to receive weekly recaps of the advisors content via an email newsletter. You may unsubscribe from receiving an advisor newsletter at any time by clicking the opt-out link in any email communication from us and/or by accessing the “Manage Subscriptions” page on our Site. Please also see our “Communications” section below for more information on how we may communicate with you regarding the AI Service and other services we offer.
10-Advisor Insights – for Advisors;
Participation in the AI Service as an advisor involves a vetting and approval process. Acceptance into the AI Service is at zenzytravel’s sole discretion and may be based on such factors as licenses/registrations, designations, assets under management, SEC/FINRA or IIROC disclosures, applicable state/provincial/territorial regulator information, federal/state/provincial/territorial agencies in connection with tax and/or accounting licensing boards and/or agencies, and other considerations deemed relevant by zenzytravel in its sole discretion. By applying to the AI Service, you are representing and warranting to the accuracy and completeness of all information provided to zenzytravel during and after the application process.
If accepted into the AI Service, you agree to promptly notify zenzytravel if any information previously provided becomes incorrect or otherwise obsolete. Participation in the AI Service requires, at a minimum, that you maintain your status as a registered financial advisor. You shall be solely responsible for ensuring ongoing compliance with all registration requirements and any obligations imposed by applicable regulators and/or your employer. Should you lose your status as a registered financial advisor, or if there has been any other material change to your profile or the information submitted as part of the application process (including if you become subject to any legal or regulatory action, proceeding or sanctions), you agree to immediately cease participating in the AI Service, and to promptly notify zenzytravel so that your profile may be suspended or removed.
By applying for and/or participating in the AI Service, you acknowledge that the purpose of the AI Service is to be a source of general information and education for zenzytravel’s users at large and, accordingly, while answers you publish through the AI Service may include analysis of different options and considerations given the facts indicated by the questioners, answers may not include a recommendation that the questioner take a specific course of action. Specifically,
For financial advisors, your answers must not (i) recommend or promote specific securities, funds, or other investments, (ii) advertise or promote your specific qualifications, experience, or past performance, or (iii) directly solicit zenzytravel users as clients.
Your participation in the AI Service is specifically to allow you to provide answers to questions posed through the AI Service. zenzytravel does not answer AI Service questions itself, nor does it provide tax, investment, financial, tax, accounting, or legal services. zenzytravel is under no obligation to review, edit or verify the usefulness, reliability, completeness or accuracy of any answers you publish through the AI Service, and zenzytravel expressly disclaims any and all liability in connection with your answers or other submissions through the AI Service, for which you shall be solely liable.zenzytravel does, however, reserve its right to remove any answer or other content from the AI Service or the zenzytravel website generally, in its sole discretion, and with or without advance notice. By publishing an answer to an AI Service question, you are attesting to such answer’s veracity, completeness and accurateness, as well as having all necessary rights to publish such answer. By submitting an answer you additionally grant zenzytravel a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to format or appearance but not substance, transfer and distribute such content (with or without your associated public profile information), in any media formats and through any channels (whether now known or hereafter developed). In addition, by submitting an answer, you waive all moral rights in such content in favor of zenzytravel. You agree to not post the identical answer on any website other than your own personal or professional website, and social media platforms.
In addition to participating in the AI Service by providing answers to users’ questions, you will also have the opportunity to contribute other content for inclusion on our website, including without limitation, articles. All such additional submissions are at our discretion and are subject to this TOU. By submitting any such content, you grant zenzytravel a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to format or appearance but not substance, transfer and distribute such content (with or without your associated public profile information), in any media formats and through any channels (whether now known or hereafter developed). In addition, by submitting such content, you waive all moral rights in such content in favour of zenzytravel. You agree to not post the identical content on any competing website.
Created On: Jully 5, 2018
Welcome to the "https://zenzytravel.blogspot.com" website (“Site”) operated by zenzytravel, website. By visiting and using this Site you will be accepting these Terms of Use ("TOU"). The TOU governs your access to and use of the Site and any of the Services we provide through the Site (together the “Services”). Please read them carefully and if you disagree with the TOU in any way, then do not use this Site or any of the Services. zenzytravel reserves the right to post changes to the TOU on this Site at any time. If we make any material changes to this TOU, we will post the updated TOU here, along with its effective date, and notify you by email or by means of a notice on our Site. If any TOU changes are not acceptable, you must stop your use of this Site. In these TOU, "zenzytravel" and "we" refer to zenzytravel, website, and "User" or "you" refer to each visitor to this Site.
If you subscribe to any Services offered through this Site, you may also be subject to additional terms and conditions ("Terms of Service" or "TOS") applicable to such Services, which will be brought to your attention at that time.
1-Sites and Services:
We do not guarantee that access to or use of this Site or any Services will be uninterrupted or error-free, and zenzytravel shall not be liable for any feature not being accessible or for any unavailability of its Site and Services. The Site and its features may be expanded, limited or modified at any time by zenzytravel to meet the needs of its Users, or for technical or other reasons, without advance notice or reason. We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any or all of the Site or Services, without notice. To access some of the content or features of the Site or its Services, Users may need to enhance or update the hardware or software in their computer systems. zenzytravel assumes no responsibility for any failure to access the Site or any Services, partially or fully, whether due to the User's system, the Internet network or any other cause.
2-Minors:
We do not provide information or services to minors, and if you are under 18, and at least 13 years of age, you may only use this Site and/or the Services with the active involvement of a parent, guardian or other supervising adults. You may not use this Site if you are under 13 years of age.
3-No Individual Investment Advice:
This Site does not provide individual or customized legal, tax, accounting, or investment services. Since each individuals situation is unique, a qualified professional should be consulted before making financial decisions.
4-Message Web Site Content Limitations:
We make no guarantees as to the accuracy, thoroughness or quality of the information on this Site or through the Services, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This information may be provide by third parties and zenzytravel shall not be responsible or liable for any errors, omissions or inaccuracies in the Site content. The information and investment, accounting, or legal strategies provided at this Site are neither comprehensive nor appropriate for every individual. Some of the information is relevant only in Canada or the U.S., and may not be relevant to or compliant with the laws, regulations or other legal requirements of other countries. It is your responsibility to determine whether, how and to what extent your intended use of the information and Services will be technically and legally possible in the areas of the world where you intend to use them. You are advised to verify any information before using it for any personal, financial, accounting, legal, or business purpose. In addition, the opinions and views expressed in any article on this Site are solely those of the author(s) of the article and do not reflect the opinions of zenzytravel or its management. The Site content and services may be modified at any time by us, without advance notice or reason, and zenzytravel shall have no obligation to notify you of any corrections or changes to any Site content.
5-License to Use Site Content:
We grant you a limited personal use license to access, display, download, format and print portions of this Site content solely for your own personal non-commercial use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website or as part of any educational, training or reference materials. You may not frame or utilize framing techniques to enclose any content on this Site.
Please note that, if you purchase any Courses (as defined herein) through the zenzytravel Academy that purchase is subject to specific license rights provided for in the zenzytravel Academy section of this TOU (below).
6-Third Party Content:
Any testimonials, opinions, advice, product or service offers, or other information or content made available on or through this Site by third parties (“Third Party Content”) are solely those of their respective providers and not of zenzytravel which does not guarantee the accuracy, completeness, reliability or usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and zenzytravel shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third Party Content.
7-Content Posted by Users:
To the extent we enable you to, and you choose to post or share any content or materials, including, without limitation, through the AI Service (e.g. questions) or through the zenzytravel Academy Service (e.g., quizzes, homework, projects, etc.) (“User Content”) you will be:
(a) granting zenzytravel a fully transferable, sub-licensable (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify, transfer, distribute and create derivative works from the User Content and to associate your public profile information (if any) with such User Content, in any media formats and through any channels (whether now known or hereafter developed) and waiving any moral rights in favor of zenzytravel with respect to such use of the User Content;
(b) granting zenzytravel a perpetual, worldwide, royalty-free, fully paid-up, non-exclusive license to allow your materials to be edited and displayed by zenzytravel on its Site, and accessed by Users, for the purposes and on the terms as set out in these TOU;
(c) agreeing to indemnify and hold harmless zenzytravel and its Users from any claim or demand made by any third party due to or arising out of your User Content;
(d) representing that you own or otherwise have the right to post the User Content, that the User Content is accurate, that use of the User Content on the Site does not violate any laws, and that the materials will not cause injury to any person, including without limitation to the intellectual property, personal or privacy rights of others. zenzytravel shall have the right to use your name in connection with your posted User Content. zenzytravel reserves the right to remove or modify any User Content for any reason, including without limitation, if we believe it violates these TOU.
If you choose to post any User Content and interact with other users, if applicable, please be respectful of other users and use common sense when posting comments. Remember that anything you post online may be perpetually available and is not confidential or private. Do not post anything you would not be comfortable sharing or being made public.
8- zenzytravel Widgets:
zenzytravel may, in its sole discretion, provide certain widgets subject to this TOU (the “Widgets”).
By accessing and using any Widget (including copying any Widget HTML code), you agree to be bound by the following:
You may only display the Widget(s) on a website you own and operate;
You may not modify any Widget including without limitation that you may not change any code, obscure or disable any element of any Widget, tag links to zenzytravel with a “no follow” attribute or similar mechanism;
You agree not to make any representations or warranties (express or implied) about zenzytravel or the Site;
You may not suggest or imply any affiliation with, sponsorship, or endorsement by zenzytravel;
You may not place the Widget on any site that contains any content that is in any way unlawful, harmful, obscene, harassing, or racially, ethnically, or otherwise objectionable. Additionally, you may not place the Widget on any site that infringes any zenzytravel intellectual property or other rights, or violates any applicable law;
zenzytravel grants you a non-transferable, non-exclusive, revocable right to download/display the Widget solely in accordance with the terms of TOU (ii) solely in connection with the Widget, to use our logos, trademarks, trade names and other intellectual property contained in the Widget. This TOU does not grant you any right in any zenzytravel code, content, logos or trademarks beyond the limited permission to display the Widget granted herein.
zenzytravel reserves the right at any time to terminate or modify your permission to display the Widget. The Widgets are subject to change from time to time in our sole discretion. We may cease to return content from the Widget at any time in our sole discretion.
9-Advisor Insights – for Users:
zenzytravel may offer certain services, including, for example, zenzytravel's Advisor Insights service (the “AI Service”), which allow users to engage in one or another manner with a network of third-party experts and advisors (including by submitting proposed questions to be posed to financial planning and personal finance professionals). Your use of and reliance on such services, if any, is entirely at your own risk, and you are solely responsible for complying with this TOU at all times. Your submissions (including any public profile information associated with such submission) and any associated responses from our advisor network, all of which materials constitute Third Party Content under this TOU, may be displayed in publicly viewable forums. Submission of a question does not guarantee a response will be provided. Please note that we also enable you to follow individual advisors by clicking on the “follow” button on an advisor’s zenzytravel profile page and providing your email address. If you choose to follow any advisor, you agree to receive weekly recaps of the advisors content via an email newsletter. You may unsubscribe from receiving an advisor newsletter at any time by clicking the opt-out link in any email communication from us and/or by accessing the “Manage Subscriptions” page on our Site. Please also see our “Communications” section below for more information on how we may communicate with you regarding the AI Service and other services we offer.
10-Advisor Insights – for Advisors;
Participation in the AI Service as an advisor involves a vetting and approval process. Acceptance into the AI Service is at zenzytravel’s sole discretion and may be based on such factors as licenses/registrations, designations, assets under management, SEC/FINRA or IIROC disclosures, applicable state/provincial/territorial regulator information, federal/state/provincial/territorial agencies in connection with tax and/or accounting licensing boards and/or agencies, and other considerations deemed relevant by zenzytravel in its sole discretion. By applying to the AI Service, you are representing and warranting to the accuracy and completeness of all information provided to zenzytravel during and after the application process.
If accepted into the AI Service, you agree to promptly notify zenzytravel if any information previously provided becomes incorrect or otherwise obsolete. Participation in the AI Service requires, at a minimum, that you maintain your status as a registered financial advisor. You shall be solely responsible for ensuring ongoing compliance with all registration requirements and any obligations imposed by applicable regulators and/or your employer. Should you lose your status as a registered financial advisor, or if there has been any other material change to your profile or the information submitted as part of the application process (including if you become subject to any legal or regulatory action, proceeding or sanctions), you agree to immediately cease participating in the AI Service, and to promptly notify zenzytravel so that your profile may be suspended or removed.
By applying for and/or participating in the AI Service, you acknowledge that the purpose of the AI Service is to be a source of general information and education for zenzytravel’s users at large and, accordingly, while answers you publish through the AI Service may include analysis of different options and considerations given the facts indicated by the questioners, answers may not include a recommendation that the questioner take a specific course of action. Specifically,
For financial advisors, your answers must not (i) recommend or promote specific securities, funds, or other investments, (ii) advertise or promote your specific qualifications, experience, or past performance, or (iii) directly solicit zenzytravel users as clients.
Your participation in the AI Service is specifically to allow you to provide answers to questions posed through the AI Service. zenzytravel does not answer AI Service questions itself, nor does it provide tax, investment, financial, tax, accounting, or legal services. zenzytravel is under no obligation to review, edit or verify the usefulness, reliability, completeness or accuracy of any answers you publish through the AI Service, and zenzytravel expressly disclaims any and all liability in connection with your answers or other submissions through the AI Service, for which you shall be solely liable.zenzytravel does, however, reserve its right to remove any answer or other content from the AI Service or the zenzytravel website generally, in its sole discretion, and with or without advance notice. By publishing an answer to an AI Service question, you are attesting to such answer’s veracity, completeness and accurateness, as well as having all necessary rights to publish such answer. By submitting an answer you additionally grant zenzytravel a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to format or appearance but not substance, transfer and distribute such content (with or without your associated public profile information), in any media formats and through any channels (whether now known or hereafter developed). In addition, by submitting an answer, you waive all moral rights in such content in favor of zenzytravel. You agree to not post the identical answer on any website other than your own personal or professional website, and social media platforms.
In addition to participating in the AI Service by providing answers to users’ questions, you will also have the opportunity to contribute other content for inclusion on our website, including without limitation, articles. All such additional submissions are at our discretion and are subject to this TOU. By submitting any such content, you grant zenzytravel a worldwide, non-exclusive, irrevocable, royalty-free right and license (with rights to sub license, including, without limitation, through multiple tiers) to display, perform, reproduce, modify as to format or appearance but not substance, transfer and distribute such content (with or without your associated public profile information), in any media formats and through any channels (whether now known or hereafter developed). In addition, by submitting such content, you waive all moral rights in such content in favour of zenzytravel. You agree to not post the identical content on any competing website.
You agree to indemnify and hold zenzytravel harmless from and against any claims arising out of or related to your participation in the AI Service, including those alleging that any answer or other content you submit to or publish through the AI Service, or your participation in the AI Service, violates any law or regulation or infringes or otherwise violates any intellectual property or other proprietary rights of any person or entity.
You are not entitled to or eligible for any compensation or benefits with respect to your participation in the AI Service.
Your participation in the AI Service is solely in your discretion.
You are, and at all times shall be, an independent contractor, and nothing in this TOU is intended or should be construed to create a partnership, joint or co-venture, franchise, agency or employer-employee relationship between zenzytravel and you. You will take no position with respect to or on any tax return or application for benefits, or in any proceeding directly or indirectly involving zenzytravel that is inconsistent with your being an independent contractor (and not an employee) of zenzytravel. You are not the agent of zenzytravel and you are not authorized, and must not represent to any third party that you are authorized to make any commitment, assume any obligation, undertake any liability or otherwise act on behalf of zenzytravel. This TOU, and our relationship, is a commercial, arm’s-length relationship and does not create any special or fiduciary relationship. In your capacity as an independent contractor, you agree that you: (i) determine, in your sole discretion and judgement, the time, mode, manner, method and means used by you in your participation in the AI Service; (ii) have the right to control how such participation is to be performed; (iii) may accept or choose not to participate in the AI Service; and (iv) are free to accept work from persons, firms and other third parties other than zenzytravel.
If, notwithstanding the foregoing, you are reclassified as an employee of zenzytravel, or any affiliate of zenzytravel, by the U.S. Internal Revenue Service, the U.S. Department of Labor, the Canada Revenue Agency or any other federal, state/provincial/territorial or foreign agency as the result of any administrative or judicial proceeding, you agree that you will not, as the result of such reclassification, be entitled to or eligible for, on either a prospective or retrospective basis, any compensation or employee benefits under any plans or programs established or maintained by zenzytravel.
11-Webinars:
In the event that zenzytravel makes general education and/or continuing education webinars available to financial advisors or others (each a “Webinar” and together “Webinars”), the below applies in addition to the rest of the terms of this TOU. You understand and agree to receive communications from zenzytravel and/or providers of these Webinars, including as set forth in the “Communications” section of this TOU. zenzytravel reserves the right at any time and for any reason and without notice to you, to change, modify, suspend, or cancel access to and/or any and all of the Webinars and/or services related to the Webinars, in whole or part.
Continuing Education. zenzytravel may offer continuing education Webinars that are Certified Financial Planner Board of Standards Inc. (“CFP Board”) and/or Investments & Wealth Institute® (“IWI”) approved. zenzytravel will identify which Webinars are approved for such credit on the landing page(s) for each Webinar. You understand and agree that zenzytravel may be required to share information regarding your participation in and/or completion of such certified program to the CFP Board and/or IWI in order for you to be eligible for and/or receive continuing education credits.
General Education. zenzytravel may offer Webinars that are for general education and are not approved for any credit by any professional or state/provincial/territorial board or organization or by any educational institution.
For Informational Purposes Only. Each Webinar and any content or materials provided in connection with any Webinar is for informational purposes only. Information may not be applicable for each state/province/territory and/or jurisdiction. zenzytravel cannot guarantee that any information provided in a Webinar will be accurate, complete, and/or current at all times. We make no representations or warranties regarding the quality of the Webinar content, related materials, or any instructor.
All Webinar content is owned by or licensed to zenzytravel and/or its licensed content providers, and all such rights are reserved. You may not reproduce, upload, transmit, distribute, publicly display, sell, publish, copy, or otherwise use the Webinar, and/or any content or materials provided in connection with any Webinar for any commercial purpose without zenzytravel’s express written consent.
The appearance of any instructor in any Webinar is not and shall not be deemed an endorsement or recommendation of that instructor by zenzytravel and the views expressed in any Webinar are those of the instructor and not zenzytravel.
General. zenzytravel offers online information courses, workshops, classes and other educational programs relating to the world of finance to you for a fee (“Course(s)”) through its zenzytravel Academy services. For clarity, the zenzytravel Academy is included as part of the Services offered by zenzytravel. zenzytravel may also offer you the ability to engage in communication with fellow users taking the Courses. This TOU, including this section specifically on zenzytravel Academy, govern your purchase, use and/or access to any Course. zenzytravel uses third party services to provide the platform for the Courses as well as for payment processing and those third parties may have access to your information for the purposes of providing the Course Services. Please note that we may communicate with you as set forth in the “Communications” section of this TOU in connection with the provision of the zenzytravel Academy and/or other zenzytravel services.
You are not entitled to or eligible for any compensation or benefits with respect to your participation in the AI Service.
Your participation in the AI Service is solely in your discretion.
You are, and at all times shall be, an independent contractor, and nothing in this TOU is intended or should be construed to create a partnership, joint or co-venture, franchise, agency or employer-employee relationship between zenzytravel and you. You will take no position with respect to or on any tax return or application for benefits, or in any proceeding directly or indirectly involving zenzytravel that is inconsistent with your being an independent contractor (and not an employee) of zenzytravel. You are not the agent of zenzytravel and you are not authorized, and must not represent to any third party that you are authorized to make any commitment, assume any obligation, undertake any liability or otherwise act on behalf of zenzytravel. This TOU, and our relationship, is a commercial, arm’s-length relationship and does not create any special or fiduciary relationship. In your capacity as an independent contractor, you agree that you: (i) determine, in your sole discretion and judgement, the time, mode, manner, method and means used by you in your participation in the AI Service; (ii) have the right to control how such participation is to be performed; (iii) may accept or choose not to participate in the AI Service; and (iv) are free to accept work from persons, firms and other third parties other than zenzytravel.
If, notwithstanding the foregoing, you are reclassified as an employee of zenzytravel, or any affiliate of zenzytravel, by the U.S. Internal Revenue Service, the U.S. Department of Labor, the Canada Revenue Agency or any other federal, state/provincial/territorial or foreign agency as the result of any administrative or judicial proceeding, you agree that you will not, as the result of such reclassification, be entitled to or eligible for, on either a prospective or retrospective basis, any compensation or employee benefits under any plans or programs established or maintained by zenzytravel.
11-Webinars:
In the event that zenzytravel makes general education and/or continuing education webinars available to financial advisors or others (each a “Webinar” and together “Webinars”), the below applies in addition to the rest of the terms of this TOU. You understand and agree to receive communications from zenzytravel and/or providers of these Webinars, including as set forth in the “Communications” section of this TOU. zenzytravel reserves the right at any time and for any reason and without notice to you, to change, modify, suspend, or cancel access to and/or any and all of the Webinars and/or services related to the Webinars, in whole or part.
Continuing Education. zenzytravel may offer continuing education Webinars that are Certified Financial Planner Board of Standards Inc. (“CFP Board”) and/or Investments & Wealth Institute® (“IWI”) approved. zenzytravel will identify which Webinars are approved for such credit on the landing page(s) for each Webinar. You understand and agree that zenzytravel may be required to share information regarding your participation in and/or completion of such certified program to the CFP Board and/or IWI in order for you to be eligible for and/or receive continuing education credits.
General Education. zenzytravel may offer Webinars that are for general education and are not approved for any credit by any professional or state/provincial/territorial board or organization or by any educational institution.
For Informational Purposes Only. Each Webinar and any content or materials provided in connection with any Webinar is for informational purposes only. Information may not be applicable for each state/province/territory and/or jurisdiction. zenzytravel cannot guarantee that any information provided in a Webinar will be accurate, complete, and/or current at all times. We make no representations or warranties regarding the quality of the Webinar content, related materials, or any instructor.
All Webinar content is owned by or licensed to zenzytravel and/or its licensed content providers, and all such rights are reserved. You may not reproduce, upload, transmit, distribute, publicly display, sell, publish, copy, or otherwise use the Webinar, and/or any content or materials provided in connection with any Webinar for any commercial purpose without zenzytravel’s express written consent.
The appearance of any instructor in any Webinar is not and shall not be deemed an endorsement or recommendation of that instructor by zenzytravel and the views expressed in any Webinar are those of the instructor and not zenzytravel.
General. zenzytravel offers online information courses, workshops, classes and other educational programs relating to the world of finance to you for a fee (“Course(s)”) through its zenzytravel Academy services. For clarity, the zenzytravel Academy is included as part of the Services offered by zenzytravel. zenzytravel may also offer you the ability to engage in communication with fellow users taking the Courses. This TOU, including this section specifically on zenzytravel Academy, govern your purchase, use and/or access to any Course. zenzytravel uses third party services to provide the platform for the Courses as well as for payment processing and those third parties may have access to your information for the purposes of providing the Course Services. Please note that we may communicate with you as set forth in the “Communications” section of this TOU in connection with the provision of the zenzytravel Academy and/or other zenzytravel services.
Informational Purposes Only. These Courses are offered for information purposes only. Neither zenzytravel, nor any person providing instruction in any Course, is providing you legal, accounting, investment or financial advice. You are solely responsible for confirming the accuracy and appropriateness of the information for your own uses with your tax, finance, or legal advisor. zenzytravel's provision of any Course or the appearance of any specific person instructing any Course is not a recommendation by zenzytravel of that Course, the content contained therein or the person providing instruction. We do not employ any instructors and are not responsible or liable to you for any interactions between you and any instructor or any other user of the Services. We make no representations or warranties as to the quality of any Course or instructor.
No Academic Credit. zenzytravel is not an accredited educational institution. Your participation in, or completion of, any Course does not confer any academic credit. Nothing in this TOU or otherwise through the Services or on our Site enrols you in any educational institution or in any course offered by any such institution.
Payment. Each Course is offered for certain price as listed on the Course landing page. All fees are in U.S. dollars. You represent and warrant that you are authorized to use any and all payment forms you use to purchase a Course. You agree to pay for all zenzytravel products and services that you purchase, and agree that we may charge your selected payment method through our third party payment processor for any such payments. If your payment method fails, we may collect fees owed or use other collection methods. We may also suspend or terminate your access to our Services.
We use a secure third party payment processor for the Online Course offering. This payment processor accepts payment methods as detailed on the payment page. Information that you supply to our payment processors is not stored by us or within our control and is subject to the third-party payment processor’s privacy policy and terms and conditions. To the extent allowed for under applicable law, we disclaim all liability with regard to any problems you have with any third party payment processors.
funds. For individually purchased Courses, zenzytravel will provide a full refund in limited circumstances where the user has viewed less than 50% of the applicable Course, and such request for refund occurs within 30 days of the purchase date. For Courses purchased as part of a bundle, zenzytravel will provide a full refund in limited circumstances where the user has viewed less than 50% of all content in the bundle and such request for refund occurs within 30 days of the purchase date. In order to request a refund, the user must contact zenzytravel.
Taxes. If you elect to access or use Services that involve payment of a fee, then you agree to pay that fee and all taxes associated with such access or use, including, if applicable, any sales tax zenzytravel believes in good faith that it is required to collect zenzytravel may collect taxes (e.g., sales tax or VAT) on any transaction where it reasonably believes that tax collection is required. Where zenzytravel believes in good faith that VAT collection is required for any Course, VAT will be calculated and added once your billing information is provided. You will indemnify and hold zenzytravel harmless against any and all claims by any tax authority for any underpayment of VAT, and any penalties and/or interest thereon. zenzytravel is unable to provide you with tax advice and you should consult your own tax advisor.
Course Ownership. We and our licenses own all right, title and interest in and to the Course(s) and related materials. We and/or third-party licensors either own or have all necessary rights in and to the content contained in any Course (e.g., lectures, video lessons, quizzes, presentation materials, assignments, images, text, displays, documents, audio and/or video clips, HTML, etc.). The foregoing includes any and all copyrights, trademarks, or other proprietary rights under applicable law. Nothing contained in this TOU or in any Course conveys to you any ownership or other proprietary right except as otherwise set forth herein.
Any zenzytravel logos and/or trademarks that appear in any Course are our property and may not be used without our express written consent. All other trademarks, service marks and logos used in connection with any Course, with or without attribution, are the trademarks, services, or logos of their respective owners and may not be used without their express written consent.
Your Use of the Courses. Subject to your compliance with this TOU and any other guidelines or policies we include through the Services, zenzytravel grants you a limited, non-transferable, non-sublicensable, non-exclusive, revocable license to make non-commercial, personal use of the Courses you purchase. Purchase of a Course only entitles you to the view the Course, and is not a purchase of the software or content included in the Course. Except as set forth below, zenzytravel reserves the right to terminate your access to the Site at any time for any reason or no reason at all, with or without notice to you. Unless you have, as determined in our sole discretion, violated this TOU, such termination will not terminate your right to view any Courses you have already purchased. You may not transfer your account to any other person or use anyone else’s account. Except as otherwise expressly permitted in this TOU, you are prohibited from and may not copy, sell, re-sell, display, reproduce, publish, modify, creative derivative works from, transfer, distribute, or commercially exploit the Courses and/or any related materials; and zenzytravel reserves the right to pursue legal action against you in connection with any unauthorized use of the Courses, the related materials, or your violation of this TOU, whether at law or equity.
Subject to your satisfactory completion of a Course, as determined by zenzytravel in its sole discretion, zenzytravel may provide you with a certificate of accomplishment upon conclusion of the applicable Course. You acknowledge that any such certificate merely indicates completion of a Course and is not affiliated with any college, university, company, or another certifying institution, and does not stand in the place of a course taken at any academic institution and does not convey academic credit or certification for any such academic institution and neither zenzytravel nor any instructor has any obligation to you to assist you in obtaining any such credit or certification.
Indemnification. You agree to indemnify and hold zenzytravel harmless from and against any claims arising out of or related to your use of the zenzytravel Academy Service, including without limitation, for your violation of any law or regulation or if your use infringes or otherwise violates any intellectual property or other proprietary rights of zenzytravel or any person or entity.
12-Incentives, Rewards, Discounts and Other Promotional Offers:
zenzytravel may offer incentives, offers, promotions, discounts, sweepstakes, or contests in connection with its Services. In the case of sweepstakes or contests, you will be provided separate terms and conditions that must be agreed to in order to be eligible for participation in any sweepstakes and/or contests. In connection with any incentives, rewards, or similar programs (For example, but not limited to, the Advisor Insights incentives program for financial advisor users and discount codes for zenzytravel Academy), any such program is issued at zenzytravel’s sole discretion and cannot be transferred, bartered or sold or used for a purchase where payment is made using payment information (e.g., a credit card number or Pay Pal account). Any such incentives and/or programs are not a payment instrument; they are issued without any exchange of money or value from you and you have no vested property right or interest in the incentives. zenzytravel reserves the right to cancel or revoke any incentives or programs, or your participation therein, for any reason or no reason whatsoever, including, without limitation, if it determines in its sole discretion that you have violated these terms, the terms specific to any rewards, incentive, or other program, or the rest of this TOU. zenzytravel reserves the right in its sole discretion at any time and without prior notice to you, to add to, remove or otherwise change the terms applicable to the issuance and use of any incentive, offers, promotions or other similar program.
zenzytravel may, at its sole discretion, offer discounts to zenzytravel Academy courses. Such discounts are not applicable toward past purchases and cannot be combined with any other offers or promotions. Discounts apply toward the purchase price of an zenzytravel Academy course, only, and cannot be applied toward taxes or other fees. Discounts offered by zenzytravel have no cash value, and are nontransferable. No cash/credit back. Each discount code may only be used once, and only one discount code may be used per purchase. zenzytravel reserves the right to modify or discontinue accepting any discount code or other discount at any time without notice. Void where prohibited by law. In the event of any violation of this TOU or other terms of any discount offered by zenzytravel, zenzytravel shall be entitled to suspend and/or revoke access to your zenzytravel Academy account.
11-Exam Preparation Materials:
In the event that zenzytravel makes available study guides and other exam preparation information, including study guides and/or links to such materials on third-party sites (collectively the “Exam Prep”), the below applies in addition to the rest of the terms of these TOU. You understand and agree to receive communications from zenzytravel, including as set forth in the “Communications” section of this TOU. zenzytravel reserves the right at any time and for any reason and without notice to you, to change, modify, suspend, or cancel access to and/or any and all of the Exam Prep material.
All Exam Prep material and information available on zenzytravel or third party sites linked-to through zenzytravel are for informational purposes only. Exam content review, methods of study, tips and sample questions are only recommendations, and use of this material does not guarantee to pass any exam. While zenzytravel has made reasonable efforts to provide current and accurate information,zenzytravel will not be held liable for any unintentional errors or omissions that may be found. zenzytravel is not affiliated, approved, or endorsed by FINRA, the NFA, NAASA, the CFA Institute, CMT Association, GARP, IIROC or the IRA.
12-Prohibited Conduct:
The following activities are strictly prohibited:
- Posting unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation (“Spamming”);
- Postings for any unlawful or fraudulent purpose (including links);
- Posting of personal information (for yourself or anyone else);
- Posting materials containing viruses or other malicious or destructive code;
- Posting of offensives content including profanity, obscenity, racist or pornographic material;
- Engaging in any activities that are defamatory, violate the personal privacy rights of others, or infringe any person's rights, including but not limited to, collecting and distributing information about Internet users without their permission, except as permitted by applicable law;
- Posting any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, hateful, degrading to others on the basis of gender, race, class, ethnicity, national origin, religion, sexual preference, disability or other classification or otherwise objectionable in any way;
- Copying, modifying, creating a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code of the Site or Services;
- Removing or obscuring the copyright notice or other notices displayed in connection with the content accessible through the Site or Services;
- Interfering with or disrupting the Site functionalities, Services, or servers and networks connected to Site, or disobeying any requirements, procedures, policies, or regulations of networks connected directly or indirectly to the Site;
- Modifying the Site or Services in any manner or form, or using modified versions of the Site or Services, including (without limitation) for the purpose of obtaining unauthorized access to the Site or Services;
- Reproducing, printing, caching, storing, or distributing content retrieved from the Site or Services in any way not authorized by this TOU or for any commercial use without the prior written permission of zenzytravel;
- Selling, assigning, sub licensing, or otherwise transferring any right in the Services or content accessible through the Site;
- Accessing the Site or Services by any means other than through the interface that is provided by zenzytravel;
- Using the Site or Services to violate any law (whether local, state/provincial/territorial, national, or international), whether or not intentionally;
- Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with any person or entity;
- Manipulating identifiers in order to disguise the origin of any question, answer or comment you post on the Site;
- Engaging in "screen scraping," "database scraping,"; and/or
- Facilitating violations of this TOU or the Privacy Policy.
13-Privacy:
This Site may collect personal information from some Users. Please review our Privacy Policy to understand what information we collect and store, how that information is used, how we may share that information, and your rights in connection with your personal information. The Privacy Policy is incorporated by reference and made a part of this TOU.
14-Communications:
When you visit our Site, use any of our Services, or send us an email, you expressly indicate your consent to electronically receive any and all communications, notices, and our disclosures that we may provide in connection with your use of the Site and/or Services, including, without limitation, e-mail, in-app, and in-website chat communications. All agreements, notices and communications that we provide to you by email will satisfy all legal requirements that they be in writing and delivered to you. zenzytravel will have the right to disclose any email sent by a User, or any objectionable material, to comply with legal process or to protect the rights or property of zenzytravel, its customers, suppliers and Users. Any such notices may also include emails with promotional, marketing, and advertising information and recommendations that we believe may be of interest to you, in accordance with applicable law. Consistent with federal CAN-SPAM or anti-spam laws, if you do not wish to receive commercial emails, you may unsubscribe following the instructions on any email, excepting that we may still send you administrative and transactional notices, including, without limitation, information about your Account, confirmation of your registration for Courses, information about your progress, or other services that may be necessary to provide you with any one of the Services.
15-Proprietary Rights:
The zenzytravel Site and its content are protected by copyright, trademark and other proprietary laws. See our Copyright Notice.
16-Subscription Services:
Although zenzytravel offers services in many parts of the world, certain zenzytravel services may not be available in or suitable for certain countries or locales. We reserve the right to discontinue or to make changes to, our Site and any of our Services at any time without advance notice.
13-DISCLAIMER OF WARRANTIES:
THE SITE AND SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. NO CONTENT ON OUR SITE IS INTENDED TO CONSTITUTE PROFESSIONAL ADVICE, WHETHER MEDICAL, FINANCIAL, LEGAL OR OTHERWISE. YOUR USE OF THE SITE, THE WIDGETS AND SERVICES IS AT YOUR SOLE RISK. THE SITE, THE WIDGETS AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. zenzytravel MAKES NO REPRESENTATION OR WARRANTY THAT THE SITE, THE WIDGETS OR SERVICES WILL MEET YOUR REQUIREMENTS, OR WILL BE UNINTERRUPTED, SECURE, CURRENT OR ERROR-FREE, OR THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, THE WIDGETS, AND SERVICES WILL BE ACCURATE, TIMELY, USEFUL OR RELIABLE. TO THE GREATEST EXTENT PERMITTED BY LAW, zenzytravel DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, WITH RESPECT TO THE USE OF THE WIDGETS THE SITE, AND ITS SERVICES, OR THE ACCURACY, COMPLETENESS, TIMELINESS OR CORRECTNESS OF ITS CONTENT, IN ANY WAY AND FOR ANY PURPOSE.
14-EXCLUSION OF CONSEQUENTIAL DAMAGES:
IN NO EVENT WILL zenzytravel BE LIABLE FOR ANY INCIDENTAL, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE WIDGETS THIS WEBSITE OR ANY OF ITS SERVICES OR CONTENT, OR LOSS OF DATA, EVEN IF zenzytravel HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, PRODUCT LIABILITY, STRICT LIABILITY OR OTHERWISE.
15-EXCLUSION OF LIMITATIONS AND DISCLAIMERS:
BECAUSE SOME JURISDICTIONS, SUCH AS NEW JERSEY, RESTRICT OR DO NOT ALLOW THE DISCLAIMER OF WARRANTIES, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH JURISDICTIONS zenzytravel's LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
16-General:
This TOU and any applicable TOS constitute the entire agreement between each User and zenzytravel governing the User's access to and use of the Site and its Services and supersede all prior agreements regarding its subject matter. The TOU shall be governed by the laws of the State of New York without giving effect to any principles of conflicts of laws. Each User hereby attorns and agrees to the non-exclusive jurisdiction of the courts of the New York, New York.
The failure by a User or zenzytravel to exercise any right or to enforce any provision of this TOU shall not constitute a waiver of such right or provision. If any provision of this TOU is found by a court of competent jurisdiction to be invalid or unenforceable, the court shall give effect to the intentions reflected in the provision to the degree possible, and the other provisions of this TOU will remain in full force and effect.
The parties have agreed that this contract and all related documents be drafted in English.
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